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A regular savings plan through a Macquarie Margin Loan
Macquarie Instalment Gearing accelerates your clients’ wealth by taking their regular monthly savings, adding borrowed funds from Macquarie, and investing in a portfolio of managed funds. It combines the power of borrowing to invest with regular investing. It is important to remember that gearing can also increase your clients' losses.
Macquarie Instalment Gearing gives your clients:
- a regular automated loan that gradually increases their investment
- a choice of more than 1,900 managed funds
- the ability to withdraw or switch between investments (provided they maintain the minimum security level)
- the potential for tax efficiency.
How Macquarie Instalment Gearing works
It works like this:
- your client’s regular monthly savings are automatically withdrawn from their bank account
- they borrow funds every month from Macquarie
- the combined funds are automatically invested in managed funds of your client’s choice.
Tools and calculators
Use tools and calculators designed to help you decide on the most effective investment strategies for your clients.
Online access to your clients’ accounts
With Macquarie GearUp you can effectively monitor your clients' loans and investments 24/7, putting you in control and making it easy for you to do business with us.
GearUp lets you:
- View real-time, detailed information about all Macquarie Investment Lending Loans linked to your Adviser MAC, such as your clients' Loan summary, Loan transactions and investment details.
- Check the gearing level of any stock or managed fund by entering the ASX or APIR code.
- Perform hypothetical transactions with the Margin Loan Calculator.
- Access important information such as Client Forms, Approved Securities Lists and new Corporate Actions.
- Transfer cash out (available only for Macquarie Margin Loans).
Information for your clients
| Three key benefits to tell your clients |
- Build wealth faster than you could by investing using only your own capital
- Works like an automatic savings plan
- The potential for tax efficiency
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| This product might suit clients who |
- want to accelerate wealth by investing a combination of their own money and borrowed funds
- want an investment strategy that automatically invests, so you and your client don’t need to make lots of big decisions each month
- want to build a quality portfolio of managed funds
- have a small amount to invest now and the ability to invest $250 or more each month
- have a traditional Margin Loan and also want to invest regularly
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How to invest
To open a Macquarie Instalment Gearing plan your clients need to:
- read the Macquarie Margin Loan brochure and application for finance
- choose their managed funds
- complete the Macquarie Margin Loan Application for Finance
- send the completed forms to:
Macquarie Investment Lending
GPO Box 4294
Sydney NSW 1164
Macquarie Instalment Gearing is offered by Macquarie Bank Limited ABN 46 008 583 542, AFSL No. 237502 ("Macquarie"). Full terms and conditions are set out in the relevant loan contracts. Fees, charges and government taxes are payable.
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