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Macquarie SuperOptions Term Allocated Pension Plan is simple by design yet offers clients access to tax and Social Security benefit concessions. In most cases the features of SuperOptions Term Allocated Pension Plan mirror those of SuperOptions Allocated Pension Plan. You gain access to an extensive investment menu, helping you create a tailored portfolio for your clients from over 30 different investment options.
The Macquarie SuperOptions Term Allocated Pension Plan gives your clients:
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the flexibility to switch between investment options as their needs change or as investment markets change
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the ability to access their account information online
- potential to improve Social Security or Veterans' Affairs entitlements
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potential to access the pension reasonable benefit limit by combining SuperOptions Term Allocated Pension Plan with SuperOptions Allocated Pension Plan
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a high level of service.
Investment choices
Macquarie SuperOptions allows you and your clients to choose from a menu of over 30 investment options managed by a range of leading investment managers.
| Mutli-sector - conservative |
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Barclays Diversified Stable option
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Macquarie Capital Stable option
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UBS Defensive Investment option
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van Eyk Blueprint Capital Stable option
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| Multi-sector - balanced |
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AMP Capital Balanced Growth option
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Barclays Diversified Growth option
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Macquarie Balanced option
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Perpetual's Balanced Growth option
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van Eyk Blueprint Balanced option
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| Multi-sector - growth |
- Colonial First State Diversified option
- ING Wholesale Managed Growth option
- Macquarie Growth option
- van Eyk Blueprint High Growth option
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| Cash |
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| Fixed interest |
- Macquarie Fixed Interest option
- Macquarie Diversified Fixed Interest option
- UBS Australian Bond option
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| Property securities |
- APN Property for Income option
- Colonial FS Wholesale Property Securities option
- Macquarie Property Securities option
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| Australian shares |
- Advance Imputation option
- AMP Capital Equity - Class A option
- Custom Choice Boutique Australian Share option
- ING Blue Chip Imputation option
- Macquarie Australian Equities option
- Perpetual’s Wholesale Industrial option
- Schroder Australian Equity option
- UBS Australian Share option
- van Eyk Blueprint Australian Shares option
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Australian shares - small companies
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- Macquarie Small Companies Growth option
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| International shares |
- Arrowstreet Global Equity option
- AXA - Wholesale Global Equity Growth option
- Credit Suisse International Shares option
- GMO Global Equity option
- GS JBWere International Wholesale option
- van Eyk Blueprint International Shares option
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| International shares - specialist |
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| Geared shares |
- Macquarie Geared Growth option
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Tax smart features and estate planning tools
Macquarie SuperOptions Term Allocated Pension Plan gives your clients a package of tax and estate planning solutions for peace of mind including:
- the ability to have a capital gains tax bonus paid to your clients’ accounts when they transfer to SuperOptions Term Allocated Pension Plan from the SuperOptions Super Plan and
- non-lapsing death benefit nominations that allow them to specify to whom (and in what proportions) they would like their benefits paid in the event of their death.
Information for your clients
| Four key benefits to tell your clients |
1. the potential to access both tax and social security benefit concessions including:
- higher pension reasonable benefit limit, allowing more retirement income to be concessionally taxed
- qualifying for 50% assets test exemption which may enable access to a higher Social Security or Veterans' Affairs benefit.
2. the ability to create a tailor-made portfolio choosing from over 30 investment options managed by a range of leading investment managers
3. the flexibility to switch as needs or investment conditions change, without switching fees (however, transaction costs may apply)
4. special tax smart features and estate planning tools like non-lapsing death benefit nominations and compensation payments for contributions tax.
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| This product might suit clients who |
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Brokerage and trail commission
| Upfront brokerage |
3.85% (including GST) of each investment (except for the Macquarie Deposit Option - Nil) |
| Trail commission |
0.60% pa (including GST) of the average account balance each month, with the ability to dial down to 0% |
| Adviser service fee |
Up to 1.76% pa (including GST) of the value of the account |
How to invest
To invest in the Macquarie SuperOptions Term Allocated Pension Plan your clients will need the SuperOptions Product Disclosure Statement (PDS), the supplementary PDS and an application form. Once they have read the SuperOptions PDS and supplementary PDS and the application form is completed, your clients simply need to sign the form and send it with any other relevant documentation and a cheque to:
Macquarie Investment Management Limited
PO Box 192
Australia Square NSW 1215
Please make the cheque payable to MLL – SuperOptions - (insert applicant name).
Product Disclosure Statement
Macquarie SuperOptions - Term Allocated Pension is offered by Macquarie Investment Management Limited ABN 66 002 867 003 AFSL 237492 RSEL L0001281
Applications to invest can be made only on the form attached to the current PDS. Your clients should read the PDS carefully before deciding to invest. Member companies of the Macquarie Bank Group do not guarantee the repayment of capital or the performance of the fund. Past performance is not indicative of future performance. These pages are provided for information only and don't take into account the financial situation, objectives or needs of any particular investor. The external fund managers whose funds are available through Macquarie SuperOptions take no responsibility for this information, or guarantee the repayment of capital or income from the funds.
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