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Minimise sharemarket risk with 100% capital protection at the end of the investment term
Performance of global sharemarkets over the last 12 months has made many investors understandably cautious. If your clients have been unsure how to act in the volatile market, then Macquarie Capital Plus Protected Portfolios may be just the investment for them.
Macquarie Capital Plus Protected Portfolios are a capital protected investment whose growth is linked to the performance of 10 blue chip Australian shares. They provide the benefits of capital growth from a sharemarket investment with 100% capital protection at the end of the investment term (maturity). A simple "set and forget" investment, your clients receive accelerated growth from the series portfolio of 10 blue chip Australian shares, over six years.
With Macquarie Capital Plus Protected Portfolios your clients:
- get exposure to a portfolio of 10 blue chip Australian shares with just one investment
- are 100% capital protected at the end of the investment term (maturity)
- have the potential to earn a bonus 30%* return on any capital growth in the series Portfolio
- need a minimum investment of just $2,000 to invest
Current series closes
28 February 2005!
Key benefits
- no need to pick shares, Macquarie has selected the portfolio for them
- no gearing so clients invest their own capital upfront and pay nothing more
- the ability to receive shares or cash at the end of the investment term
- concessionally taxed capital gains if the investment is sold at maturity**
- a simple "set and forget" investment with no paperwork or tax statements until maturity as no payments are made or received during the investment term
- a liquid investment that can be sold at any time on the ASX if required
- an eligible investment for Self Managed Super Funds
Shares in the series portfolio
Each Capital Plus Protected Portfolio gives you exposure to a portfolio of 10 blue chip Australian shares. Each Protected Portfolio initially has a value of $1 and provides exposure to the Portfolio of Shares as outlined in the table below.
| Shares in the Series Portfolio |
Per Unit |
Initial exposure value in each Share per 2,000 Capital Plus (Minimum Investment) |
| Australian Gas Light Company (The) |
$0.10 |
$200
|
|
Australia and New Zealand Banking Group Limited
|
$0.10 |
$200
|
|
BHP Billiton Limited
|
$0.10 |
$200
|
|
Foster's Group Limited
|
$0.10 |
$200
|
|
John Fairfax Holdings Limited
|
$0.10 |
$200
|
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National Australia Bank Limited
|
$0.10 |
$200
|
|
Qantas Airways Limited
|
$0.10 |
$200
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|
Santos Limited
|
$0.10 |
$200
|
| Telstra Corporation Limited |
$0.10 |
$200
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|
Woolworths Limited
|
$0.10 |
$200
|
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Total Investment per Capital Plus Protected Portfolio
|
$1.00 |
$2,000
|
Facts and figures
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Investment term
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up to 6 years
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Minimum investment amount
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$2,000 (2,000 Capital Plus Protected Portfolios) with multiples thereafter of $1,000 (1,000 Capital Plus)
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Capital protected
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100% at the end of the investment term (maturity)
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Availability
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monthly series through to February 2005
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Closing date for applications
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last business day of each month
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Information for your clients
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Three key benefits to tell your clients
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-
no need to pick shares, Macquarie has selected the portfolio for them
-
no risk of capital loss at Maturity
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a liquid investment, listed on the Australia Stock Exchange (ASX) which can be sold at any time (if required)
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Capital Plus Protected Portfolios might suit clients who are
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- looking to benefit from potential growth in the sharemarket without capital losses at maturity
- pre-retirees who want to earn an accelerated return on their investments before retirement
- parents or grandparents looking for a long term capital growth investment, with capital security, to pay for their children's education
- first time sharemarket investors who don't want to pick stocks and would like to take advantage of a pre-selected sharemarket portfolio
- Self Managed Super Fund trustees wanting accelerated growth potential but can't use gearing
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Historical performance
The table below shows how $1,000 invested in Capital Plus Protected Portfolios would have performed if the investment had been made 6 years ago and is based on the assumptions set out in the disclaimer below# . Historical performance is not to be taken as an indication of future performance.
| Sample Series |
Start Date |
Maturity Date |
Final Portfolio Value |
Return (pa) |
|
A
|
08.09.1997 |
29.08.2003 |
$1,624 |
10.44% |
|
B
|
08.10.1997 |
29.09.2003 |
$1,490 |
8.20% |
|
C
|
08.11.1997 |
29.10.2003 |
$1,582 |
9.74% |
|
D
|
08.12.1997 |
28.11.2003 |
$1,583 |
9.75% |
What happens at maturity?
An investment in Macquarie Capital Plus Protected Portfolios will mature in 6 years.
If the value of the series portfolio has increased, your clients will receive 130%* of that value which can be taken in cash or in shares. If the value of the series portfolio has gone down, their investment is 100% capital protected so they will receive their original capital investment back.
Commission
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Upfront brokerage
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2.0% of the Application Amount
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How to apply
Before your clients invest in Macquarie Capital Plus Protected Portfolios, it is important that they have read and understood the terms set out in the Product Disclosure Statement dated 1 March 2004.
Applications for Macquarie Capital Plus Protected Portfolios in the primary market can be made on the Application Form attached to the Product Disclosure Statement. You and your clients should refer to page 44 of the Product Disclosure Statement for instructions on how to apply. The minimum application amount is $2,000 (2,000 Capital Plus Protected Portfolios) with multiples of $1,000 thereafter.
Be quick! The current offer (ASX Code: CLPXMU) closes 28 February 2005.
*This amount has been fixed for the February 2005 Series (CLPXMU) but may vary (up or down) for subsequent Series. Macquarie will make an ASX market announcement at the commencement of each new Offer Period confirming the applicable capital appreciation gearing rate for that Series. You can contact Macquarie to confirm the gearing rate for the Series you wish to invest in on 1800 803 010.
**Investors are advised to seek their own taxation advice.
#Assumptions: each investment is of $1,000, has a 120% Acceleration Rate and Shares in the Portfolio are equally weighted on the Start Date (ie. 10% in each Share). Telstra shares did not list until 17 November 1997, therefore the initial weighting of Telstra shares in each Portfolio is based on the volume weighted average price of Telstra shares over the first year of its trading. The final return is based on Cash Settlement of the Capital Plus Protected Portfolios.
Macquarie Capital Plus Protected Portfolios are issued by Macquarie Bank Limited ABN 46 008 583 542. Applications for Macquarie Capital Plus Protected Portfolios in the primary market can be made on the Application Form attached to the Product Disclosure Statement dated 1 March 204. Product Disclosure Statements are available from Macquarie Bank Limited as issuer. This information is general and does not take into account the particular circumstances or needs of any specific person who may read it. Potential investors are advised to seek independent professional advice on the implications of investing in Macquarie Capital Plus Protected Portfolios.
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